IBM Japan Health Insurance Association

IBM Japan Health Insurance Association

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About the IBM Japan Health Insurance Association

The IBM Japan Health Insurance Association provides health insurance benefits and health activities including disease-prevention programs to insured persons and their dependents.

Name

IBM Japan Health Insurance Association

Chairman of the Board Michio Kodama
Managing Director  Masaki Sakaue

Business overview

Date established December 1, 1960
Certified as a specified health insurance society April 1, 1986
(As a specified health insurance society, employees retiring at the mandatory retirement age may remain members of the IBM Japan Health Insurance Association from age 60 through age 74.)
Number of insured persons
(As of March 31, 2017)
28,872
Number of dependents
(As of March 31, 2017)
29,881 (1.03 dependents/insured)
Insurance premium rate
(Revised on March 1, 2017)
Ordinary
68.4/1000 (including regulation insurance premium rate)
(Employers: 34.2/1000; Insured persons: 34.2/1000)
Long-term care
10/1000
(Employers: 5/1000; Insured persons: 5/1000)

Member establishments

Symbol Establishment (company) name Abbreviation
456 IBM Japan, Ltd. IBM
460 IBM Japan, Ltd. Temporary employees IBM
462

IBM Japan, Ltd. Counselors/part-time employees

IBM
463 IBM Japan, Ltd. PC IBM
461

IBM Japan Health Insurance Association

HIA
512

i-Learning Co., Ltd.

IL
513

International Manufacturing & Engineering Services Co., Ltd.

IMES
515

International Life Amenity Services Co., Ltd.

ILAS
517

International Test & Engineering Services Co., Ltd.

ITES
519

IBM Japan Technical Solutions Company, Ltd.

TSOL
525

IBM Japan Systems Engineering Co., Ltd.

ISE
534

InfoCreate Co., Ltd.

IFC
541

IBM Japan Services Company Ltd.

ISC-J
544

S&I Co., Ltd.

S&I
545

IBM Global Services Japan Solution and Services Company

ISOL
552

General Business Services Co., Ltd.

GBS
561

Integrated General Administration Services Co., Ltd

IGAS
562

Japan Concentrix K.K.

JC
563

IBM Global Services Japan Chugoku Solutions Company

IGSCH
568

Regional Bank Solution and Services Co., Ltd.

RBSS
571

IBM Global Services Japan Collaboration Solutions and Services Company

CSOL
572

IBM Japan Staff Operations Co., Ltd.

ISOC
574

KOBELCO SYSTEMS CORPORATION

KSC
576

Alphatec Solutions Co., Ltd.

ATS
578

SI Solutions Co., Ltd.

SIS
579

D&I Information Systems Inc.

D&I
580

Regional Banks and Information Technology Solution Co., Ltd

RBITS
581

NI Information System Co., Ltd.

NIIS
583

Lenovo Japan Corporation

LENOVO
585

Japan Women’s Innovative Network

JWIN
586 GEODIS JAPAN Co., Ltd. GEODIS
587

Impact M Ltd.

iM
588

IBM Japan BizInTech Co., Ltd.

IBIT
592 Lenovo Enterprise Solutions Ltd. LES
593 SoftLayer Technologies Japan K.K. SLJ
594 IBM Japan Credit LLC IJCC
457

Voluntarily and continuously insured persons

 
459

Special-case retired insured persons

 

Health Insurance Association finances

The Health Insurance Association's fiscal year runs from April 1 through March 31 the following year. Its accounts are based on annual expenditures and revenues collected in the same fiscal year, a practice known as single-year accounting.

The majority of revenues come from the insurance premiums paid by insured persons and their employers. The Society also earns lesser revenues from other sources, including state subsidies for administrative costs and miscellaneous revenue.

The largest category of expenditures is insurance benefits, consisting of medical care costs incurred by members when they see a doctor and various allowances. Other expenditures include payments and benefits to support medical care for the elderly and health activity expenses and administrative costs. Since health activities are a major strong point of the Health Insurance Association, they are carried out proactively.

If a balance remains following settlement of accounts, the Society is required to add a certain amount to its statutory reserve fund, in preparation for future benefits expenditures. Any remainder may be retained as other reserves or carried over to the following fiscal year.

Expenditures per insured person

Fiscal 2016 performance
Insurance benefits
316,699 yen
Benefits
167,382 yen
Health activities expenses
43,306 yen
Other
22,358 yen
Total
549,745 yen

Committee members

Appointed Committee members: 16; Elected Committee members: 16; total: 32
(Term: three years beginning November 2016)

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