Family membership
Dependent certification procedures are required when there is a change in dependents—for example, adding a family member as a dependent due to marriage or childbirth, or removing a dependent due to employment, death, or living separately. Note that those aged 75 or older who are enrolled in the Medical Care System for the Advanced Elderly cannot be dependents under the Health Insurance Association.
To be certified as a dependent, a family member must meet certain conditions regarding the scope of family and income.
As of April 1, 2020, a domestic residency requirement has been added to the dependent eligibility criteria. See here for details.
Those who are currently employed (those with codes other than 457 or 459) should ask the staff in charge at their company how to apply.
Note that the Health Insurance Association does not receive individual inquiries from insured persons or family members on matters like how to fill out the application form, what documents must be attached, or eligibility or ineligibility for certification.
* Members who joined the Association after leaving employment (those with codes 457 or 459) are requested to contact the Health Insurance Association with any questions.
When doing so, provide your code and number.
Adding a family member
List of required documents for dependent certification
| List A | for persons less than 18 years of age or less than 25 years of age and attending school during the day | List |
|---|---|---|
| List B | for persons to whom List A does not apply | List |
Click here if you are an IBM Group employee
|
||
Note that additional documents may be required depending on the dependent status. Review the following points if you wish to name a family member living separately as a dependent.
Submit the Dependent (Change) Notice together with the required documents.
| Required documents | ●Health Insurance Dependent (Change) Notice * The form varies depending on your code. |
||||
|---|---|---|---|---|---|
| Subject | Code | Download | |||
| Current employees | Other than 457, 459 | Form | Sample completed form | ||
| Employees of the IBM Group | |||||
| Employees of the Kyndryl Group See "Social Insurance" → "Health Insurance: Application form for adding dependent family member due to marriage, childbirth, etc." |
|||||
| Voluntarily and Continuously Insured Persons and Special-Case Retired Insured Persons | 457 459 | Form | Sample completed form | ||
| ●Dependent Status Notice | Form | Sample completed form | |||
●Detailed Expense Statement (for submission to the Health Insurance Association)
|
Form | ||||
●Statement of Reason for Delay
|
Form | ||||
|
Form | ||||
| Deadline | Within five days of the date of change in dependents | ||||
| Applies to | Changes in dependents | ||||
| Submit to | Please check here. | ||||
| Notes |
|
||||
Points to note when naming a family member living separately as a dependent
* Excluding cases of unaccompanied job postings
To name a family member living separately as a dependent, it must be demonstrated that the family member's livelihood is continuously supported by the insured person. The proof of this financial support relationship must be something that can be publicly verified by a third party and clearly shows its continuity. Therefore, handing cash to the dependent in person is not acceptable. Please provide copies of bank remittance records or bank passbook pages to demonstrate the following items:
| 1. | Monthly remittance of a certain amount (at least 1/12 of the dependent's annual income) The annual remittance amount is no more than one-half of the insured person's annual income. |
|---|---|
| 2. | Please send the above proof of monthly remittance records for three months to the Health Insurance Association. If you are starting remittances now, attach the above proof of one month's remittance record to this application and send it to the Health Insurance Association. The remaining two months' remittance records should be sent after the remittances have been made, after two months. |
| 3. | Remittance records must clearly show the names of the remitting party and recipient, the amounts remitted, and remittance dates. |
| 4. | To confirm that remittances are being made continuously, you may be asked to provide supporting documents (proof of remittance), so please keep them readily available at any time. |
| 5. | The remittance amount must be equal to or more than the dependent's income and, in principle, at least the standard cost of living set for the prefecture capital city. |
Documents to attach for dependents who qualify for exceptions to the domestic residency requirement even though they do not have addresses in Japan
| Reasons for exception | Certifying documentation | |
|---|---|---|
| 1 | Student studying abroad | Copy of visa, student ID, certificate of school attendance, certificate of school admission |
| 2 | Family member accompanying an insured person posted abroad | Copy of visa, written appointment overseas, certificate of residence issued by a foreign public agency, etc. |
| 3 | Person traveling abroad temporarily for sightseeing, recreation, volunteer activities, or other reasons unrelated to employment | Copy of visa, certificate of agency dispatched for volunteer activities, certificate of consent to participate in volunteer activities |
| 4 | Person recognized as equivalent to 2 above due to family relationship to an insured person arising while the insured person is posted abroad | Copy of documentation certifying birth, marriage, etc. |
| 5 | In addition to 1-4 above, person recognized to have a livelihood based in Japan in consideration of purposes of traveling abroad and other circumstances | Subject to determination on a case-by-case basis. Please contact the Health Insurance Association. |
Removing a family member
| Required documents | ●Health Insurance Dependent (Change) Notice
|
||||
|---|---|---|---|---|---|
| Subject | Code | Download | |||
| Current employees | Other than 457, 459 | Form | Sample completed form | ||
| Voluntarily and Continuously Insured Persons and Special-Case Retired Insured Persons | 457 459 | Form | Sample completed form | ||
| ●Health Insurance Eligibility Certificate, etc. (if issued, for the relevant dependent only) | If you are unable to attach these certificates due to loss or other reasons, complete the necessary procedures referring to "If you lose or damage your Health Insurance Eligibility Certificate, etc." | ||||
| ●Certificate of Application of Maximum Copayment Amount (if issued) | |||||
●Statement of Reason for Delay
|
Form | ||||
| Deadline | Within five days of the date of change in dependent(s) | ||||
| Applies to | Insured persons with dependents to whom any of the following applies:
|
||||
| Submit to | Please check here. | ||||
| Notes |
|
||||