The Health Insurance Association will pay "Funeral Expenses" in the event of the death of an insured person or dependent. It will pay "Funeral Costs" to the person who actually administered the burial of a deceased person in the event of a deceased person with no family members or close friends.
Funeral Expenses/Funeral Costs (for dependents, “Dependents' Funeral Expenses”)
Death of the insured person
- * In the case of a deceased person with no family members or close friends, the actual cost of the burial is paid to the person who actually handles the burial as Funeral Costs, up to the amount of the Funeral Expenses benefit.
Death of a dependent
In the event of the death of an insured person, “Funeral Expenses” of 50,000 yen will be paid to “bereaved family members supported by the insured person”.
In the event of the death of a dependent family member, “Dependents' Funeral Expenses” of 50,000 yen will be paid to the insured person.
“Bereaved family members supported by the insured person”
In the event of the death of an insured person, Funeral Expenses will be paid to bereaved family members supported by the insured person. However, this category is not restricted to dependents. It includes anyone who depended for their livelihood on the income of the insured person at the time of his or her death, even if the bereaved did not belong to the same household as the insured person or did not have a family relationship with him or her.
If the cause is a workplace accident
When the death was caused by an accident at the workplace or while commuting, Funeral Assistance will be paid by Worker's Accident Compensation Insurance instead of health insurance. Check with the person responsible at your establishment for more information.
- * When even illnesses and injuries on-the-job are not targeted for benefits of the Worker's Accident Compensation Insurance, benefits of the health insurance are provided except the duties as the officer of the corporation (except for a corporation less than five employees).
Handling of deceased’s Individual Number (My Number)
To ensure appropriate handling of the deceased’s Individual Number, the Individual Number is not required for the deceased. You will not be required to enter the Individual Number for the deceased insured person on the Claim for Funeral Expenses, Notification of Loss of Eligibility, etc.
The right to claim health insurance benefits expires in two years.