Death

The Health Insurance Association will pay "Funeral Expenses" in the event of the death of an insured person or dependent. It will pay "Funeral Costs" to the person who actually administered the burial of a deceased person in the event of a deceased person with no family members or close friends.

If the insured person has died

Required documents:
  • Documents certifying the death
    (copies of Death Certificate and Burial Permit or Cremation Permit)
Deadline: At the earliest possible date
Applies to:
  • Surviving dependents (Funeral Expenses)
  • The person who actually handled the burial of a deceased person if the deceased person had no family members or close friends (Funeral Costs*)
  • A Family Register may be submitted to confirm the relationship with the insured person.
Submit to

〒103-0015
10F, Daiwa River Gate South Wing,
36-2, Nihonbashi, Hakozaki-cho,
Chuo-ku, Tokyo

IBM Japan Health Insurance Association

Notes:
  • * When requesting payment of funeral costs, attach a receipt showing the cost of burial in addition to the Death Certificate.
  • In the event of the death of an insured person, his or her dependents will lose their eligibility as dependents and must be transferred to another health insurance plan (e.g., National Health Insurance). For this reason, a Certificate of Loss of Eligibility for Health Insurance will be issued.

If a family member has died

Required documents:
  • Documents certifying the death
    (copies of Death Certificate and Burial Permit or Cremation Permit)
  • Health insurance card (of the deceased dependent)
  • Dependent (Change) Notice for Health Insurance System**
Deadline: At the earliest possible date
Applies to: Persons for whom a dependent has passed away
Submit to

〒103-0015
10F, Daiwa River Gate South Wing,
36-2, Nihonbashi, Hakozaki-cho,
Chuo-ku, Tokyo

IBM Japan Health Insurance Association

Notes:
  • ** In addition, procedures to remove the deceased from dependent status are also required. See the link below for more information.
Reference link